We offer both normal no upfront fee selling option as well as upfront fee required selling option. Of the upfront fee required selling option, we have both the Guaranteed Property Sale (GPS) and Non-Guaranteed Property Sale option.

A. WHAT IS GUARANTEED PROPERTY SALE ?

Guaranteed Property Sale is a property-selling arrangement where a seller receives a contractual commitment that their property will be purchased or sold within a specified timeframe, subject to agreed conditions. The exact meaning depends on the company offering it.

In practice, it works  as an example provided below....

B. REAL WORLD EXAMPLE

Example 1: A homeowner lists their property for $300,000 with a us. They choose the Guaranteed Property Sale (GPS) option that states if the property does not sell within the selected GPS Period, we will buy it at 30% Below Market Value (BMV)for $270,000.

C. STEPS INVOLVED

It's a simple process...

STEP 1: SELLER SUBMITS PROPERTY

You simply submit it to us via our online form here. Applicable fee must be paid at this stage.

STEP 2: PROPERTY DUE DILIGENCE & VALUATION

Proof of Ownership are confirmed.

Property valuation is also scheduled and 

The property is assessed and a likely sale price is established.

STEP 3: GPS CONTRACT SIGNING

Once we have the valuation report, we will provide a GPS Contract, which will state the BMV price after applying the 30% discount on the valued price.

GPS Period can be rolled over up to a year without the applicable fee deferred (and deducted from the final sale proceeds), after which the seller either accepts our pre-agreed BMV offer or re-listed afresh with new due fees.

STEP 4: MARKET SALE OR GUARANTEED SALE STAGE

Option 1:

If the property is sold at market or valued price, we remit or facilitate the sale price. We are due 5% platform fees, which will be deducted from the sale proceeds and balance remitted.

Option 2:

It doesn't sell at open market, and the seller agrees to go ahead with the pre-agreed GPS Sale. No 5% platform fee required.

D. PARTIAL PAYMENT ACCESS OPTION

If you need part-payment of the potential sale proceeds ahead of actual sale, this property must be vacant and handed over to us before we will make available some portion of the future sale proceeds available to you now.

This will only be possible after we have the valuation of the property and you have signed the GPS Agreement.

E. APPLICABLE FEES

Fees apply when exploring guaranteed sale with us. Fees cover our mandatory property valuation, onsite visit transportation, targeted marketing costs, and other administrative charges.

1 Properties with potential selling price below GHs1m

i GHs20,000 for 90 Days Guaranteed Sale Period

ii GHs15,000 for 180 Days Guaranteed Sale Period

iii GHs10,000 for one(1) year Guaranteed Sale Period

2 Properties with potential selling price within GHs1m and GHs4m

i GHs100,000 for 90 Days Guaranteed Sale Period

ii GHs75,000 for 180 Days Guaranteed Sale Period

iii GHs60,000 for One(1) Year Guaranteed Sale Period 

3 Properties with potential selling price above GHs4m

i GHs200,000 for 90 Days Guaranteed Sale Period

ii GHs170,000 for 180 Days Guaranteed Sale Period

iii GHs150,000 for One(1) Year Guaranteed Sale Period

F. REFUND POLICY

a 100% Refund available within 24hrs of signup and before we schedule our mandatory property valuation

b Any refund after we have scheduled our mandatory valuation, will be less the valuation fee, and our administrative charge of 10% of the fee paid.

G GPS AGREEMENT SUMMARY

You will be provided with actual detailed GPS Sale Agreement after we have the valuation report. However, it will cover the following areas:

1 Seller must be the legal owner of the property

2 Property must not have been used as collateral for any secured loan (except mortgages which we treat differently via our DCANS Foreclosure Ghana platform)

3 Seller can submit any prospective buyer to us to acquire his/her/their property 

4 If seller wants to retrieve his property for which we have made cash advance available to them, the advance must all be retained to us in full (interest-free for now) before the property will be handed over the seller. If any renovations or upgrades to the property has also been made by us, with the seller's consent, costs of these additions will also be made available back to us before keys to the property will be handed over back to the seller.

H. WHEN TO USE GUARANTEED SALE

Certainty of sale rather than waiting indefinitely for a buyer

Faster completion Useful when the seller needs to release equity quickly

Can reduce the uncertainty associated with traditional property marketing

May be useful for inherited, vacant, investment or difficult-to-sell properties